Three Steps for Employers to Prepare for ACA Compliance

Three Steps for Employers to Prepare for ACA Compliance


Prepare for ACA Compliance


The Affordable Care Act is going to be making lots of changes as it phases in over the next few years. Employers will need to deal with a lot of nuts and bolts with the compliance. With every change that comes down the pike, new plans will need to be implemented.

If they are not implemented, there are going to be some stiff penalties. The penalties could include everything from audits and fines to other serious practices. The ACA takes these things very seriously. In turn, they expect employers and small companies to take it just as seriously.

There is hope though. Below I have a mental checklist for you to follow. This mental checklist will help you to be more prepared, so you won’t have to undergo those nasty fines and audits.



We always hear people going on about how timing is everything. Well this is no different. Every rollout has a specific timeline. This was set all the way back in 2012. Guess what? It’s going to be in effect for at least 2 more years.


– Those companies who have 100 or more employees on the payroll.
– Those companies who have over 50, but less than 100 people on the payroll.

Now each level is its own different creature. Each level is going to have its own timelines and penalties for non-compliance.

Here’s an example:

1) If your company has over 100 employees, you will need to get in line with the “pay or play”. Companies need to keep track of those who fall under this umbrella and work to rectify it. If you don’t, there will be a penalty.

2) If you have less than 100 people on the payroll, you don’t need to worry about this until the year 2016. We have just come up on that year. So both tiers will be responsible for this infraction.

The bottom line is, keep an eye on all timelines. Things are changing. Things will continue to change. It’s in your best interest to keep on top of the timelines.



Every boss has a role to play. Each boss has to make sure that their employees are getting the best possible coverage out there. It’s up to each boss to make sure that their employees reach eligibility and stay on track.

Now those who insure carry much of the burden. It’s up to them to come up with complaint and helpful healthcare plans, while keep certain factors in check. There are lots of options available to everyone.

Each plan is going to have its pros and cons. It’s up to the employers to educate their employees. Let the staff know what is out there, explaining some of the technicalities behind the benefits.

It’s important to note, every plan must remain compliant before, during and after rollout and enrollment. Sometimes plans disguise themselves well. Sometimes plans promise certain things, but in the end they don’t deliver. It’s up to the companies to seek out the truth, ensuring their employees are going to be getting the best coverage.

This might sound long and drawn out, sometimes it is. However, it’s all part of the mental checklist that every company head must keep in the back of their mind.




This is a question that pops up a lot. It’s a question that many people ask about. This all comes down to record-keeping and communication. Everything during this time must be communicated with the utmost respect.

This is where automation comes in. Companies have a lot to deal with as it is. There is not a single company out there that can be expected to handle the healthcare crisis for more than 2500 people. It simply will not work.

Plus, employees are now expected to report certain things. They are expected to report things like leave-of-absence details and jury duty briefings. This is why there is an automated system available.

This system is available for everyone. This way they can take care of what they need to on their own, without having to worry about if it’s going to get done or not. However, this automation services need to be compliant too.

Every detail that an employee is listening to on the system needs to be up-to-code. This is another mental checklist item that employers need to concern themselves with. Is it draining? Yes, it’s very taxing. In the end though, it needs to be done.


There is a lot at stake here. There is so much to consider with healthcare compliance. What is worse though? Not dealing with it and paying the price? Dealing with the headaches and time-consuming processes, only to have it look good for your company in the end?

The choice is yours. If you need more resources on this, there are tools online. I encourage you to check them out now.


Article provided by Neches FCU, an Equal Employment Opportunity Employer.
Neches FCU is one of the most trusted Texas credit unions.
Their superior team of professionals is famous for providing top notch service to its 45,000+ members.
They are well-known for a positive work atmosphere, where all clients are known by name.

How to Run a Business Meeting – The Correct Way

How to Run a Meeting – The Correct Way


Steve Jobs has been a brilliant tech entrepreneur ever since the day he was born. He has always had a passion for technology and innovation. All of his goals were about changing the world for the better. If there was one thing he was the best at, it was running a meeting. Not many other managers and CEOs could run a meeting like he could.


How to Run a Meeting

Jobs started taking innovative early in his career. He wasn’t just about to wait around and watch others do what he dreamed of. He started working on products in his basement either by himself or with his one trusted friend/business partner.

There have always been mixed opinions about Steve Job’s personality and career moves. Some hated him as a person, while others thought he was the greatest human to ever live.

Regardless of your opinion of him, you can’t deny what he has done in the short time he lived on this planet. He grew one of the biggest tech companies on the planet known as Apple. Apple specializes in all kinds of different software and hardware. Even today they are still working on expanding their market.

Jobs had a bit of a rocky start during the beginning stages of his career. He was really struggling when coming up with products and working with other employees. Some say he was known for being rather cruel towards his fellow employees. He was eventually voted out of the company in 85′. Without any setbacks he went on to find NeXT.


Steve Jobs at NeXT

NeXT was a technology company that focused mainly on making high-powered computers. Shortly after his talents were discovered, members of Apple decided to leave and join Jobs on his new journey. This really showed how much people believed in him.

During his transition his abilities to run a good meeting began to show. Here is what he did well.

1) Show your passion to the audience


Engage your audience

Nothing can be more of a drag than a poor presentation. This is the part where you are supposed to draw the audience in and make connections. Job was known as an excellent presenter by many. His introductory skills and confidence made for perfect entertainers. This could be a result from his great sales skills. This man could practically sell anything and people would buy it.

Jobs would play repetition well in his presentations. He would be sure not to make the same statement over and over again, but also make sure that he would highlight importance to specific points. Jobs was an enthusiastic speaker despite not being the greatest people person. Most of us know how hard it is to present in front of a group of people. Let alone be enthusiastic. Everything he said and did looked natural. He is passionate about what he believes in and is not afraid to share that information.

2) Establishing Value


Establishing Value

The overall purpose of creating a new product or service is to understand the value it adds. How can it improve individuals’ lives? What makes it unique from other products? When you are an entrepreneur, there is no better feeling that creating a product that changes individuals live for good. Steve Jobs was one of those entrepreneurs.

He completely changed the way we communicate and carried technology. He lived to make everything more portable and convenient. He imagined that there would be multiple technology products in the house versus just one. Jobs made technology lighter and smaller to knock off the big bulky heavy desktops we used to have.

3) Challenge the Team to Become Better


Challenge your employees

In order to keep rolling out new innovative products, one needs to be willing to work hard researching buying habits and making new innovative products. Success on one product should only be a motivation for the next. You want to already be planning years in advance. Jobs did this perfectly. He was always looking for new ways to change up technology. If it was not perfect he would through it in the trash and tell his employees to start over.

4) Keep Everyone on the Same Page


Keep Everyone Informed

It is important when running a business to have everyone on the same road to success. Everyone should be sharing the same vision. When everyone has different ideas at a meeting then arguments start to break out and nothing gets done. Part of the reason that Jobs came back to Apple was everyone wanting to join in on his brilliant plans.

5) Know When to Interrupt a Conversation at a Meeting


Interrupt a presentation

It is very important to know when to interrupt someone speaking. It is not only rude, but wastes valuable time too. Steve Jobs was very good at listening to speakers during a meeting. He would patiently wait about twenty minutes and then interrupt when the person speaking rambles on too much.

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